FD INTEREST RATES OF PRIVATE SECTOR BANKS IN INDIA

Which bank provides the maximum interest on FD among Private sector banks ?

FOR ONE YEAR DEPOSITS
The private sector banks are offering interest rates between 5.00 % to 7.00 % % for the public and between 5.30 % to 8.00 % for senior citizens

FOR 5 YEAR DEPOSITS
​Private sector banks pay between 5.70 % to 7.50 % ( 6.25 % to 7.50 % for senior citizens ) .
​​
NOTE :  Depositors get DICGC cover of Rs 5.00 lakhs on Bank Deposits as insurance .

INDIAN PRIVATE BANKS INTEREST RATES :

( Interest rate as on 06.10.2025 )

Interest Rates for 1 year for the General public and Senior Citizens : ​

​01.AXIS BANK 6.25 % ( 6.75 % for the Senior Citizens )
02.DBS BANK ( FORMERLY LAKSHMI VILAS BANK LTD ) 6.30 % ( 6.80 % for the Senior Citizens )
03. CSB BANK ( Formerly CATHOLIC SYRIAN BANK LTD ) 5.00 % ( 5.30 % for the Senior Citizens )
04.INDUSIND BANK LIMITED 6.75 % ( 7.25 % for the Senior Citizens )
05.ICICI BANK 5.50 % ( 6.00 % for the Senior Citizens )
06.IDBI BANK LIMITED 6.55% ( 7.05 % for the Senior Citizens )
07.KOTAK MAHINDRA BANK LIMITED 6.25 % ( 6.75 % for the Senior Citizens )
08.KARNATAKA BANK 6.75 % ( 6.90 % for the Senior Citizens )
09.KARUR VYSYA BANK LIMITED. 6.55 % ( 6.95 % for Senior Citizens )
10.RBL BANK LTD ( THE RATNAKAR BANK LTD.) 7.00% ( 7.50 % for the Senior Citizens )
11.THE SOUTH INDIAN BANK LTD. 6.60 % ( 7.25 % for the Senior Citizens )
12.TAMILNAD MERCANTILE BANK LTD. 6.80 % ( 7.30 % for the Senior Citizens )
13.THE DHANALAKSHMI BANK LIMITED. 6.25% ( 6.75 % for the Senior Citizens )
14.THE FEDERAL BANK LTD. 6.40 % ( 6.90 % for the Senior Citizens )
15.THE HDFC BANK LTD. 6. 25 % ( 6.75% for the Senior Citizens )​
16.THE J & K BANK LTD. 6.60 % ( 7.10 % for the Senior Citizens )
17. YES BANK 6.65 % ( 7.15 % for the Senior Citizens )

FOREIGN BANKS

1. STANDARD CHARTERED BANK 6.60 % ( 7.10 % for the Senior Citizens )
   2.HONGKONG & SHANGHAI BANKING CORPORATION . 4.00 % ( 4.50 % for the Senior Citizens ) ​​​

Interest Rates for 5 years for General public and Senior Citizens :
​

01.AXIS BANK 6.60 % ( 7.35 % for the Senior Citizens )
02.DBS BANK ( FORMERLY LAKSHMI VILAS BANK LTD ) 6.25 % ( 6.75 % for the Senior Citizens )
03. CSB BANK ( Formerly CATHOLIC SYRIAN BANK LTD ) 5.75 % ( 6.05 % for the Senior Citizens )
04.INDUSIND BANK LIMITED 6.65 % ( 7.15 % for the Senior Citizens )
05.ICICI BANK 6.60 % ( 7.10 % for the Senior Citizens )
06.IDBI BANK LIMITED 6.35 % ( 6.85 % for the Senior Citizens )
07.KOTAK MAHINDRA BANK LIMITED 6.25 % ( 6.75 % for the Senior Citizens )
08.KARNATAKA BANK 6.15 % ( 6.55 % for the Senior Citizens )
09.KARUR VYSYA BANK LIMITED. 6.55 % ( 6.95 % for Senior Citizens )
10.RBL BANK LTD ( THE RATNAKAR BANK LTD.) 6.70 % ( 7.20 % for  Senior Citizens )
11.THE SOUTH INDIAN BANK LTD. 5.70 % ( 6.20 % for the Senior Citizens )
12.TAMILNAD MERCANTILE BANK LTD. 6.60 % ( 7.10 % for the Senior Citizens )
13.THE DHANALAKSHMI BANK LIMITED. 6.50 % ( 7.00 % for the Senior Citizens )
14.THE FEDERAL BANK LTD. 6.50 % ( 7.00 % for the Senior Citizens )
15.THE HDFC BANK LTD. 6.40 % ( 6.90 % for the Senior Citizens )
16.THE J & K BANK LTD. 6.50 % ( 7.00 % for the Senior Citizens )
17. YES BANK 6.75 % ( 7.50 % for the Senior Citizens )

FOREIGN BANKS

1. STANDARD CHARTERED BANK 6.50 % ( 7.00 % for the Senior Citizens )
   2. HONGKONG & SHANGHAI BANKING CORPORATION . 5.50 % ( 6.00 % for the Senior Citizens ) ​

FOR THE LATEST FD INTEREST RATES OF PUBLIC SECTOR BANKS , CLICK HERE For NBFC DEPOSITS , CLICK HERE

FOR THE LATEST INTEREST RATES OFFERED BY SMALL FINANCE BANKS , CLICK HERE

To know the latest interest rates offered by individual banks for various maturities , click on the name of the bank to reach their websites . ( Banks listed alphabetically )

​01.AXIS BANK
02.CITIBANK N.A. ( Since merged with Axis Bank )
03. CSB BANK ( Formerly CATHOLIC SYRIAN BANK LTD )

4. INDUSIND BANK LIMMITED
05.ICICI BANK
06.IDBI BANK LIMITED
07.KOTAK MAHINDRA BANK LIMITED
08.KARNATAKA BANK
09.KARUR VYSYA BANK LIMITED.
10.STANDARD CHARTERED BANK
11.THE HONGKONG & SHANGHAI BANKING CORPORATION LTD.
12.TAMILNAD MERCANTILE BANK LTD.
13.THE DHANALAKSHMI BANK LIMITED.
14.THE FEDERAL BANK LTD.
15.THE HDFC BANK LTD.
16.THE J & K BANK LTD.
17.THE SOUTH INDIAN BANK LTD.
​18. RBL BANK LTD ( THE RATNAKAR BANK LTD.)
19. DBS BANK ( FORMERLY LAKSHMI VILAS BANK LTD )
20 YES BANK