FD INTEREST RATES OF PRIVATE SECTOR BANKS IN INDIA
Which bank provides the maximum interest on FD among Private sector banks ?
FOR ONE YEAR DEPOSITS
The private sector banks are offering interest rates between 5.00 % to 7.00 % % for the public and between 5.30 % to 7.50 % for senior citizens
FOR 5 YEAR DEPOSITS
Private sector banks pay between 5.70 % to 7.50 % ( 5.90% to 7.50 % for senior citizens ) .
NOTE : Depositors get DICGC cover of Rs 5.00 lakhs on Bank Deposits as insurance .
INDIAN PRIVATE BANKS INTEREST RATES :
( Interest rates as on 03.05.2026 )
Interest Rates for 1 year for the General public and Senior Citizens :
01.AXIS BANK 6.25 % ( 6.75 % for the Senior Citizens )
02.DBS BANK ( FORMERLY LAKSHMI VILAS BANK LTD ) 6.30 % ( 6.80 % for the Senior Citizens )
03. CSB BANK ( Formerly CATHOLIC SYRIAN BANK LTD ) 5.00 % ( 5.30 % for the Senior Citizens )
04.INDUSIND BANK LIMITED 6.75 % ( 7.25 % for the Senior Citizens )
05.ICICI BANK 6.25 % ( 6.75 % for the Senior Citizens )
06.IDBI BANK LIMITED 6.20% ( 6.70 % for the Senior Citizens )
07.KOTAK MAHINDRA BANK LIMITED 6.50 % ( 7.00% for the Senior Citizens )
08.KARNATAKA BANK 6.50 % ( 6.90 % for the Senior Citizens )
09.KARUR VYSYA BANK LIMITED. 6.55 % ( 7.05 % for Senior Citizens )
10.RBL BANK LTD ( THE RATNAKAR BANK LTD.) 7.00% ( 7.50 % for the Senior Citizens )
11.THE SOUTH INDIAN BANK LTD. 6.25 % ( 6.75 % for the Senior Citizens )
12.TAMILNAD MERCANTILE BANK LTD. 6.80 % ( 7.30 % for the Senior Citizens )
13.THE DHANALAKSHMI BANK LIMITED. 6.25% ( 6.75 % for the Senior Citizens )
14.THE FEDERAL BANK LTD. 6.25 % ( 6.75 % for the Senior Citizens )
15.THE HDFC BANK LTD. 6. 25 % ( 6.75% for the Senior Citizens )
16.THE J & K BANK LTD. 6.75 % ( 7.25 % for the Senior Citizens )
17. YES BANK 6.65 % ( 7.15 % for the Senior Citizens )
FOREIGN BANKS
- STANDARD CHARTERED BANK 6.60 % ( 7.10 % for the Senior Citizens )
2.HONGKONG & SHANGHAI BANKING CORPORATION . 4.00 % ( 4.50 % for the Senior Citizens )
Interest Rates for 5 years for General public and Senior Citizens :
01.AXIS BANK 6.45 % ( 7.20 % for the Senior Citizens )
02.DBS BANK ( FORMERLY LAKSHMI VILAS BANK LTD ) 6.25 % ( 6.75 % for the Senior Citizens )
03. CSB BANK ( Formerly CATHOLIC SYRIAN BANK LTD ) 5.75 % ( 5.90% for the Senior Citizens )
04.INDUSIND BANK LIMITED 6.65 % ( 7.15 % for the Senior Citizens )
05.ICICI BANK 6.50 % ( 7.10 % for the Senior Citizens )
06.IDBI BANK LIMITED 6.25 % ( 6.75 % for the Senior Citizens )
07.KOTAK MAHINDRA BANK LIMITED 6.25 % ( 6.75 % for the Senior Citizens )
08.KARNATAKA BANK 6.15 % ( 6.55 % for the Senior Citizens )
09.KARUR VYSYA BANK LIMITED. 6.55 % ( 7.05 % for Senior Citizens )
10.RBL BANK LTD ( THE RATNAKAR BANK LTD.) 6.70 % ( 7.20 % for Senior Citizens )
11.THE SOUTH INDIAN BANK LTD. 5.70 % ( 6.20 % for the Senior Citizens )
12.TAMILNAD MERCANTILE BANK LTD. 6.70 % ( 7.20 % for the Senior Citizens )
13.THE DHANALAKSHMI BANK LIMITED. 6.50 % ( 7.00 % for the Senior Citizens )
14.THE FEDERAL BANK LTD. 6.40 % ( 6.90 % for the Senior Citizens )
15.THE HDFC BANK LTD. 6.40 % ( 6.90 % for the Senior Citizens )
16.THE J & K BANK LTD. 6.60 % ( 7.10 % for the Senior Citizens )
17. YES BANK 6.75 % ( 7.50 % for the Senior Citizens )
FOREIGN BANKS
- STANDARD CHARTERED BANK 6.25 % ( 6.75 % for the Senior Citizens )
2. HONGKONG & SHANGHAI BANKING CORPORATION . 5.50 % ( 6.00 % for the Senior Citizens )
FOR THE LATEST FD INTEREST RATES OF PUBLIC SECTOR BANKS , CLICK HERE For NBFC DEPOSITS , CLICK HERE
FOR THE LATEST INTEREST RATES OFFERED BY SMALL FINANCE BANKS , CLICK HERE
To know the latest interest rates offered by individual banks for various maturities , click on the name of the bank to reach their websites . ( Banks listed alphabetically )
01.AXIS BANK
02. CITIBANK N.A. ( Since merged with Axis Bank )
03. CSB BANK ( Formerly CATHOLIC SYRIAN BANK LTD )
07.KOTAK MAHINDRA BANK LIMITED
08.KARNATAKA BANK
09.KARUR VYSYA BANK LIMITED.
10.STANDARD CHARTERED BANK
11.THE HONGKONG & SHANGHAI BANKING CORPORATION LTD.
12.TAMILNAD MERCANTILE BANK LTD.
13.THE DHANALAKSHMI BANK LIMITED.
14.THE FEDERAL BANK LTD.
15.THE HDFC BANK LTD.
16.THE J & K BANK LTD.
17.THE SOUTH INDIAN BANK LTD.
18. RBL BANK LTD ( THE RATNAKAR BANK LTD.)